Nidhi Companies have specific compliance requirements under both Companies Act and Nidhi Rules. We ensure complete compliance with all regulations.

Annual Compliance Requirements

• Board Meetings (minimum 4 per year)
• Annual General Meeting
• Annual Return filing (Form MGT-7)
• Financial Statements filing (Form AOC-4)
• Nidhi Annual Return (NDH-3)
• Half-yearly return (NDH-1)
• Income Tax Return

Special Nidhi Compliances

• NDH-1: Half-yearly return on deposits
• NDH-3: Annual return for Nidhi companies
• Maintenance of Net Owned Funds
• Unencumbered term deposits ratio (1:20)
• Lending only to members
• Prohibition on issuing preference shares/debentures

Financial Ratios to Maintain

• Net Owned Funds to Deposits: 1:20
• Minimum 10% of deposits in unencumbered term deposits
• Maximum loan to single member: 10 lakhs or 10% of NOF

Our Services

• Board meeting and AGM management
• Regular ROC filings (MGT-7, AOC-4)
• Special Nidhi returns (NDH-1, NDH-3)
• Ratio compliance monitoring
• Member register maintenance
• Deposit compliance
• Taxation support

Expert Nidhi compliance services to keep your company in good standing!